Quick Answer
Indiana law uses limited agency where many other states say dual agency. It means the same thing: one agent, two clients, and reduced advocacy for both, allowed only with everyone's written consent.
- Also called
- Dual agency in most other states
- Governs
- Real estate licensees in Indiana
- Requires
- Disclosure and written consent from both parties
- Alternative
- Appointed agency or a separate agent entirely
When Limited Agency Applies
You will most often see limited agency disclosed the moment a buyer asks to tour a home listed by the same brokerage that represents them. The disclosure has to happen before the limited agency relationship begins, not after an offer is already on the table.
Once both sides consent in writing, the agent, or agents if the brokerage assigns one to each side, can no longer fully advocate for either the buyer or the seller, only facilitate the transaction fairly.
Your Options Under Limited Agency
You are never required to accept limited agency. Many brokerages, including Your Realty Link, can appoint a different agent within the office to represent just you, preserving full advocacy for both the buyer and the seller.
If full, undivided representation matters to you, it is worth asking upfront how a brokerage handles this situation before you sign a buyer's agency agreement.
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Frequently Asked Questions — Limited agency
Is limited agency the same as dual agency?
Yes. Limited agency is simply Indiana's official licensing term for what most states call dual agency.
Do I have to agree to limited agency?
No. You can request a different agent within the brokerage or work with an entirely separate company to keep full representation.
What does an agent still have to do for me under limited agency?
They still owe basic honesty, fair dealing, and disclosure, but cannot fully advocate for your side of the negotiation.
Does limited agency change what I pay?
Not automatically. A signed representation agreement still spells out compensation, and any amount the seller agrees to cover is documented in writing.