Quick Answer
In Indiana, closings are typically run by a title company rather than an attorney, so this is the office where you will sign your final paperwork. They perform the title search, issue title insurance, and hold funds in escrow until everything is ready to record.
- Runs closings in Indiana
- Yes, typically
- Key services
- Title search, title insurance, escrow, closing
- Who chooses it
- Often negotiated between buyer and seller
- Role
- Neutral party representing the transaction
What Happens Behind the Scenes
Before closing, the title company searches public records for liens, judgments, or ownership gaps, then issues a title commitment showing what needs to be cleared. On closing day, they prepare the settlement statement, collect and disburse funds, and record the new deed and mortgage with the county.
Because they hold funds in escrow and coordinate everyone's paperwork, choosing an experienced, responsive title company matters as much as choosing a good lender.
Who Picks the Title Company
In many Central Indiana contracts, the choice of title company is negotiable between buyer and seller, and our agents can recommend companies with a strong track record of closing on time.
Whoever you choose, they remain neutral, working to close the transaction correctly rather than advocating for either party.
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Frequently Asked Questions — Title company
Does Indiana use attorneys or title companies to close?
Most Central Indiana closings are handled by title companies rather than real estate attorneys.
Can I choose my own title company?
Often yes, this is typically negotiable in the purchase agreement.
Is the title company on my side?
They are neutral. Their job is to close the transaction correctly, not to represent buyer or seller.
What if the title search finds a problem?
The title company will require it to be resolved, such as paying off an old lien, before closing can proceed.