Quick Answer
Good news for Central Indiana buyers and sellers: Indiana does not charge a state or county real estate transfer tax, unlike many other states. You will still see a modest recording fee to file your deed, but not a percentage-of-price transfer tax.
- Indiana state transfer tax
- None
- Indiana county transfer tax
- None
- What you'll still pay
- Recording fees
- Compared to some other states
- Often a meaningful savings
Why Indiana Does Not Have a Transfer Tax
Many states charge a transfer tax calculated as a percentage of the sale price whenever a deed changes hands. Indiana chose not to adopt one, which keeps closing costs somewhat lower here than in states that do.
If you are relocating from a state that does charge transfer tax, this is one line item you can simply cross off your Indiana closing cost worksheet.
What You'll See Instead
Instead of a transfer tax, Indiana closings include a modest county recording fee to file the new deed and mortgage, plus the usual lender, title, and prepaid items detailed on your Closing Disclosure.
Sellers do complete a Sales Disclosure Form with the county, which is a reporting requirement rather than a tax.
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Frequently Asked Questions — Transfer tax
Does Indiana charge a real estate transfer tax?
No. Indiana does not levy a state or county real estate transfer tax.
Will I still pay something to record my deed?
Yes, a separate, smaller recording fee covers filing your deed and mortgage with the county.
Is the Sales Disclosure Form a tax?
No, it is a reporting form filed with the county assessor, not a transfer tax.
Do other states near Indiana charge transfer tax?
Practices vary by state, so check with your agent if you are moving across state lines.